[EXPAT LIFE] How to select the right health insurance

As always, selecting the right health insurance is no right or wrong decision.Take the following questions intoaccount prior to making a decision:

  • Do you want to have a local or expat health insurance? Both have their pros and cons.
  • What benefits are important for you? E.g. free annual dental cleaning
  • Are there restrictions regarding type of clinic/practice? Are your favorable ones included in the plan?
  • Is your employer offering partner programs/adding to your health insurance?
  • Do you want public or private health insurance?
  • Do you have existing preconditions such as allergies?
  • How much of a monthly/quarterly/yearly participation can you afford?
  • How much does the insurance cover? What is your personal contribution?
  • Do you need different types of insurance? E.g. general, dental and/or vision?
  • If you have a partner/kids are they covered as well or are there special deals?
  • How long are you planning to stay abroad? Some expat insurance can be extended up to 10 years.